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After months of rising costs and slowed activity, the Bank of Canada has finally started to ease interest rates. For Toronto’s housing market, this shift is more than a headline—it’s a signal. A potential turning point. The question now is: will interest rate cuts actually improve housing affordability in Toronto? What Lower Interest Rates Mean [&hellip;]

The Impact of Interest Rate Cuts on Toronto&#8217;s Housing Affordability

Central Bank Pauses Rate Cuts as Global Trade Tensions Rise The Bank of Canada has decided to keep its key interest rate unchanged at 2.75%, marking a pause after a series of rate reductions. The move reflects growing caution as the global economy faces renewed pressure from U.S. trade tariffs and heightened market volatility. Governor [&hellip;]

Bank of Canada Holds Interest Rate Steady Amid Tariff Uncertainty

Toronto’s housing market has hit another turning point. Home sales across the city and surrounding regions have taken a sharp dip, prompting a mix of concern, speculation, and strategic adjustments among buyers, sellers, and agents alike. While some may chalk it up to seasonal shifts, there are deeper forces at play. As a Toronto-based brokerage, [&hellip;]

Understanding the Recent Decline in Toronto Home Sales

Toronto’s 2025 Spring Real Estate Market: 5 Key Trends Every Homebuyer Should Know Spring is traditionally the busiest season for real estate in Toronto, and 2025 is no exception. But this year’s market comes with new variables. From shifting buyer power to changes in mortgage rates and local policy, homebuyers need to pay closer attention [&hellip;]

Toronto’s 2025 Spring Real Estate Market

The way we live is constantly evolving, and as we enter 2025, several home design and lifestyle trends are reshaping residential spaces. Whether planning to buy, sell, or renovate, staying ahead of these trends can help maximize your home’s appeal and functionality. Here are five key home trends to watch in 2025. 1. Sustainable and [&hellip;]

5 Home Design Trends to Follow in 2025

Have you ever thought about how to sell a home fast? Selling a home is a major financial transaction, and even small home-selling mistakes can cost you time and money. In&nbsp; a fast-paced market, avoiding common home-selling mistakes can make the difference between a quick, profitable sale and months of frustration. The home-selling process involves [&hellip;]

8 Mistakes to Avoid When Selling Your Home

Toronto’s vibrant culinary scene continues to evolve, offering food lovers a diverse range ofexceptional dining experiences. Whether you’re looking for Michelin-starred fine dining,hidden gems, or casual spots with outstanding flavors, this list of the 10 best restaurants inToronto for 2025 is your ultimate guide to the city’s top gastronomic destinations. 1. Aloette Bay Refined Comfort [&hellip;]

The 10 Best Restaurants in Toronto That You Must Try in 2025

The Best Interior Designers in Toronto Toronto boasts a vibrant interior design scene, home to numerous talented professionals who transform spaces into functional works of art. Whether you&#8217;re renovating your home or designing a new commercial space, selecting the right interior designer is crucial to achieving your vision. This guide highlights some of the best [&hellip;]

Top 10 Best Interior Designers in Toronto

Ottawa, March 12, 2025 – In response to escalating trade tensions and the recent implementation of U.S. tariffs, the Bank of Canada has announced a reduction in its key policy rate by 25 basis points, bringing it to 2.75%. This marks the seventh consecutive rate cut within a nine-month period, reflecting the central bank’s proactive [&hellip;]

Bank of Canada Reduces Key Interest Rate to 2.75% Amid Escalating Trade Tensions

Buying a home is an exciting journey, but before you start searching for your dream property, there’s an important first step—getting a mortgage pre-approval. A mortgage pre-approval not only gives you a clear idea of how much you can afford but also strengthens your offer when competing with other buyers. Understanding the process can save [&hellip;]

How to Get a Mortgage Pre-approval

When preparing to sell your home, a fresh coat of paint is one of the most cost-effective ways to increase its appeal. The right interior paint colours can make spaces look larger, cleaner, and more inviting, helping potential buyers envision themselves living there. While personal preferences vary, neutral and universally appealing colours tend to attract [&hellip;]

Best Interior Paint Colours for Selling Your House

Home improvements can significantly increase a property’s market value and appeal to potential buyers. However, not all renovations provide the same return on investment (ROI). Strategic upgrades that enhance functionality, energy efficiency, and aesthetics tend to yield the best results.&nbsp; Whether you’re preparing to sell or simply looking to improve your living space, here are [&hellip;]

Best Home Improvements to Increase Value

Introduction Canada&#8217;s real estate market has always been a hot topic, and 2025 is no exception. With shifting economic conditions, evolving immigration policies, and new market trends, investors and homebuyers are eyeing the best places to secure property. But where should you buy? Which cities offer the highest returns, the best affordability, or the strongest [&hellip;]

Top Canadian Cities to Buy Real Estate in 2025

Selling a home is a significant financial and emotional decision. While the process may seem straightforward, many sellers make mistakes that can cost them time and money. Understanding these common pitfalls can help you avoid them and ensure a smooth and profitable sale.  Here are the most frequent mistakes home sellers make and how to [&hellip;]

Common Mistakes Home Sellers Make

The Greater Toronto Area (GTA) is one of Canada’s most vibrant and competitive real estate markets, but buying a home here often comes with a hefty price tag. With rising property values (GTA home prices averaged over $1.1 million), closing costs, and additional expenses, every dollar counts. That’s where Justo stands out, offering buyers a [&hellip;]

How Much Could You Save on Your GTA Home Purchase with Justo’s Cashback?

As 2025 unfolds, all eyes are on Toronto’s housing market. Following a turbulent 2024, many are wondering if the coming spring will spark a much-anticipated rebound. In this blog, we’ll analyze the key factors shaping the market, discuss what’s driving trends, and offer insights for buyers and sellers preparing to make their move. The Current [&hellip;]

Toronto Housing Market Predictions for 2025

Understanding the Bank of Canada’s Rate Cut and Its Economic Impact Introduction The Bank of Canada has announced a 25-basis-point cut to its benchmark interest rate, bringing it down to 3.0%. This decision, made on January 29, 2025, comes in response to economic concerns, including potential trade tensions with the United States. In this article, [&hellip;]

Bank of Canada Cuts Interest Rates to 3.0% (January 2025)

Buying a home in the Greater Toronto Area (GTA) has always been a significant financial milestone, and in 2025, the stakes remain high as property prices continue to rise. For many homebuyers, especially first-timers, the down payment is one of the most critical—and daunting—parts of the home-buying process.&nbsp; Preparing for this expense requires strategic planning, [&hellip;]

Mastering Your Down Payment: A 2025 Guide for GTA Homebuyers

What Homeowners Should Know Beyond Property Taxes Did you know that your property taxes don’t cover one of the most essential services in Toronto—garbage collection fees? Understanding these separate fees can help you better manage your budget. These fees, which are billed separately, play a crucial role in supporting the city’s waste management program. This [&hellip;]

Toronto Garbage Collection Fees 2025

Toronto’s iconic skyline is a testament to its growth, ambition, and global appeal. From the soaring CN Tower to sleek skyscrapers dotting the downtown core, the city’s skyline has become a defining feature, symbolizing its status as a thriving hub of culture, business, and innovation. Toronto’s skyline 2025 is set to evolve dramatically with new [&hellip;]

Toronto’s Evolving Skyline: What to Expect on 2025

Property taxes are a critical aspect of homeownership in Toronto, impacting everything from household budgets to real estate decisions. As 2025 approaches, Toronto homeowners are seeing an upward trend in property tax rates, raising questions about the reasons behind the increase and its implications. This comprehensive guide will explore why Toronto property tax is rising, [&hellip;]

Toronto Property Tax 2025: Why It’s Increasing and What Homeowners Need to Know

How to Save for Your First Home in Canada Homeownership is a significant milestone for Canadians, but saving for a first home can often feel like a daunting task. With rising property prices and increasing financial pressures, having the right tools to prepare financially is more crucial than ever.&nbsp; The First Home Savings Account (FHSA) [&hellip;]

First Home Savings Account (FHSA) and First-Time Home Buyer Incentive:  A Guide to Saving for Your First Home in Canada

Accessibility plays a crucial role in determining the value and desirability of real estate. For homebuyers, proximity to reliable transportation options can significantly enhance daily convenience while boosting long-term property value.&nbsp; In growing urban areas like the Greater Toronto Area (GTA), accessibility is often the deciding factor for both buyers and investors. In 2024, purchasing [&hellip;]

Why Buying a Home Near a GO Station Is a Smart Investment in 2025

When buying a home, neighbourhood safety is often as important as the property itself. In Toronto, car theft has become a growing concern, impacting not only vehicle owners but also homebuyers seeking secure and peaceful communities. For 2025, understanding how car theft trends affect neighbourhoods is critical for making informed decisions. This guide explores car [&hellip;]

Car Theft in Toronto: Neighbourhood Safety Insights for 2025 Homebuyers

The GTA housing market has long been a focal point of Canada’s real estate industry, consistently setting trends that ripple across the country. As we step into 2025, GTA real estate buyers and sellers alike are watching closely to understand how market dynamics might shift. Will prices stabilize, rise, or fall? How will interest rates, [&hellip;]

2025 GTA Housing Market Predictions: What Buyers and Sellers Can Expect

The decision to rent or buy has always been a challenging one, and in 2025, GTA residents face unique factors that add complexity to this debate. With rising property prices, fluctuating interest rates, and a competitive rental market, it’s more important than ever to weigh the benefits and drawbacks of each option. This blog explores [&hellip;]

Rent vs. Buy in 2025: A Practical Guide for GTA Residents

The holiday season is a time of togetherness, celebration, and creating memories with loved ones. For many, it’s also a season that highlights the limitations of their current living space. From cramped kitchens to a lack of guest accommodations, the holidays often shine a spotlight on what your home might be missing. If you’ve been [&hellip;]

Upgrade Your GTA Home This Holiday Season: Why Now’s the Perfect Time to Buy

Selling a home during the winter months can present unique challenges, but it also offers distinct advantages. With fewer listings on the market, your home has the potential to stand out—especially if it’s staged effectively. Winter buyers are often serious and motivated, making this the perfect time to focus on presenting your home in its [&hellip;]

5 Staging Tips to Sell Your GTA Home Faster This Winter

Key Tips: Justo’s agents can help you evaluate neighbourhood options based on your preferences and budget, ensuring you find a location that suits your lifestyle. Working with Justo allows you to explore these options with expert guidance. Their agents provide detailed assessments of properties, helping first-time buyers weigh factors like maintenance responsibilities, future resale value, [&hellip;]

Your First GTA Home: A Step-by-Step Guide with Justo’s Expert Support

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